Retirement
Coast FIRE Calculator
The point where you can stop adding and still arrive.
Your figures
Coast FIRE number
₹71,68,339
- Full retirement number
- ₹2,85,71,429
- Progress to coast
- 20.93%
- Still to invest
- ₹56,68,339
- At the current balance and assumed real return, coast is roughly 33.9 years away even before new contributions.
How this is calculated
Coast number = target corpus ÷ (1 + real return)^years remaining
Coast FIRE is the amount that, left invested and never added to, grows into your full retirement number by the date you choose. Reaching it does not mean stopping work — it means the retirement question is answered.
Assumptions used
- General inflation6%
- Equity — long term12%
- Safe withdrawal rate3.50%
Any figure you enter overrides the assumption above for your calculation.
Educational calculation, not personal advice
This calculator is provided for education and illustration. It applies the assumptions shown to the figures you entered; it does not take account of your circumstances, goals, tax position or risk tolerance, and it is not a personal recommendation. Projections are not forecasts, and no return is guaranteed. Investment values can fall as well as rise. Speak to a qualified adviser before acting on anything here.
Want this checked against your actual position?
A calculator works with the numbers you give it. A planner works with the ones you have — including the tax, protection and liquidity questions this tool does not ask.
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