Investment
Compound Interest Calculator
Compounding with any frequency, plus optional contributions.
Your figures
Maturity value
₹12,25,679
- Total invested
- ₹5,00,000
- Interest earned
- ₹7,25,679
- Gain over simple interest
- ₹2,75,679
The part of the return that comes from interest earning interest.
Yearly balance
| Year | Invested | Balance |
|---|---|---|
| 1 | ₹5,00,000 | ₹5,46,903 |
| 2 | ₹5,00,000 | ₹5,98,207 |
| 3 | ₹5,00,000 | ₹6,54,323 |
| 4 | ₹5,00,000 | ₹7,15,703 |
| 5 | ₹5,00,000 | ₹7,82,841 |
| 6 | ₹5,00,000 | ₹8,56,276 |
| 7 | ₹5,00,000 | ₹9,36,601 |
| 8 | ₹5,00,000 | ₹10,24,461 |
| 9 | ₹5,00,000 | ₹11,20,562 |
| 10 | ₹5,00,000 | ₹12,25,679 |
How this is calculated
A = P × (1 + r ÷ m)^(m × t), with each contribution compounding for its remaining periods.
Shows how compounding frequency and regular additions change an outcome. Switching from annual to monthly compounding is a smaller effect than most people expect; adding contributions is a much larger one.
Assumptions used
Any figure you enter overrides the assumption above for your calculation.
Educational calculation, not personal advice
This calculator is provided for education and illustration. It applies the assumptions shown to the figures you entered; it does not take account of your circumstances, goals, tax position or risk tolerance, and it is not a personal recommendation. Projections are not forecasts, and no return is guaranteed. Investment values can fall as well as rise. Speak to a qualified adviser before acting on anything here.
Want this checked against your actual position?
A calculator works with the numbers you give it. A planner works with the ones you have — including the tax, protection and liquidity questions this tool does not ask.
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