Wealth & protection
Net Worth Calculator
Everything owned, less everything owed.
Your figures
Net worth
₹1,72,90,000
- Total assets
- ₹2,22,00,000
- Total liabilities
- ₹49,10,000
- Debt to assets
- 22.12%
- Liquid assets
- ₹16,00,000
Asset mix
- Real estate₹1.2 Cr
- Mutual funds₹35 L
- Retirement accounts₹28 L
- Bank & deposits₹15 L
- Direct equity₹12 L
- Gold₹9 L
- Other₹2 L
- Cash₹1 L
Liability mix
- Home loan₹45 L
- Car loan₹3.5 L
- Credit card₹60K
- Track this figure at the same point each year; the trend is the useful signal, not the level.
How this is calculated
Net worth = total assets − total liabilities
Net worth is the single number that tracks financial progress over time. Reviewed once or twice a year, its direction matters far more than its level.
Assumptions used
Any figure you enter overrides the assumption above for your calculation.
Educational calculation, not personal advice
This calculator is provided for education and illustration. It applies the assumptions shown to the figures you entered; it does not take account of your circumstances, goals, tax position or risk tolerance, and it is not a personal recommendation. Projections are not forecasts, and no return is guaranteed. Investment values can fall as well as rise. Speak to a qualified adviser before acting on anything here.
Want this checked against your actual position?
A calculator works with the numbers you give it. A planner works with the ones you have — including the tax, protection and liquidity questions this tool does not ask.
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