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Bestseller

Ultimate Personal Budget Planner

A twelve-month budgeting workbook that separates the money you must spend from the money you choose to.

4.5 / 5 from 2 verified reviews

₹1,499₹2,499Save ₹1,000

Plus GST 18%

Delivery
Instant download after payment
Format
ZIP · 4.6 MB
Downloads
5 per purchase
SKU
MW-DIG-001

About this download

Most budgets fail for the same reason: they are built as a single list, so the electricity bill and the weekend away look equally negotiable until the month runs short.

This workbook separates essential from discretionary spending from the first page, and tracks the surplus — the number that actually funds every goal you have. Twelve monthly sheets, a quarterly review, and an annual summary that shows where the year went.

Built in Excel and Google Sheets formats. Every formula is visible and unlocked; nothing is hidden behind a password.

What is included

  • 12 monthly budget sheets with automatic rollover
  • Essential vs discretionary split built in
  • Quarterly review pages with prompts
  • Annual summary and category analysis
  • Excel (.xlsx) and Google Sheets versions
  • A 14-page guide to using it well

Questions about this product

Does it work in Google Sheets?

Yes. Both an .xlsx file and a Google Sheets template link are included, and the formulas behave identically in each.

Can I change the categories?

Yes. Nothing is locked. Category names, groupings and formulas are all editable.

Reviews

  • ★★★★★Verified purchase

    Good, wanted more categories

    Works well and the formulas are all visible, which I appreciated. I added four categories of my own without difficulty, though it would be nice if there were more to begin with.

    Vikram S. · 24 September 2026

  • ★★★★★Verified purchase

    The essential/discretionary split is the whole thing

    I had tried budgeting four or five times before. Splitting the two kinds of spending on the first page is such a small change and it is the only version that has survived more than two months.

    Ananya R. · 24 September 2026

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