Wealth management

Know what your portfolio is actually exposed to

Allocation, rebalancing policy and risk budgeting for an existing portfolio.

Schedule a confidential consultation Work through the numbers first

The problem

Overlap is invisible until someone looks. Four equity funds can hold the same twenty companies; a portfolio that appears diversified can be a single bet expressed four ways.

Our approach

We look through the funds to the underlying exposures, measure concentration, and compare what the portfolio is actually taking risk on against what you intended. Then we write a rebalancing policy you can follow without needing to make a judgement each time.

What we help with

Look-through analysis of overlapping holdings
Concentration in a single stock, sector or employer
Rebalancing bands and a written policy
Aligning risk with the horizon of each goal

Who this is for

Investors holding more than a handful of funds
Anyone with significant employer stock
People who have never seen a look-through view of their holdings

How it works

01
Look through
What the portfolio actually holds, beneath the fund names.
02
Measure
Concentration, overlap and drift from the intended allocation.
03
Policy
A written rebalancing rule with defined bands.

What changes as a result

Overlap made visible

Four funds, one bet — or genuine diversification. You will know which.

A rule to follow

Rebalancing becomes mechanical rather than a judgement call in a bad month.

Schedule a confidential consultation

Forty-five minutes, no obligation, and no charge. If we are not the right firm for what you need, we will say so and point you somewhere better.

Anything you share is held in confidence. We ask only for what we need to prepare for the conversation — never account numbers or login details.