Retirement
Gratuity Calculator
Statutory gratuity on leaving an employer.
Your figures
Gratuity payable
₹6,00,000
- Completed years counted
- 13
- Before the cap
- ₹6,00,000
How this is calculated
Gratuity = (last drawn monthly salary × 15 × completed years) ÷ 26, capped at the statutory maximum.
Gratuity is payable after five years of continuous service: fifteen days’ wages for every completed year, calculated on a 26-day month. Service beyond six months in the final year rounds up.
Assumptions used
- Gratuity statutory cap20,00,000
Any figure you enter overrides the assumption above for your calculation.
Educational calculation, not personal advice
This calculator is provided for education and illustration. It applies the assumptions shown to the figures you entered; it does not take account of your circumstances, goals, tax position or risk tolerance, and it is not a personal recommendation. Projections are not forecasts, and no return is guaranteed. Investment values can fall as well as rise. Speak to a qualified adviser before acting on anything here.
Want this checked against your actual position?
A calculator works with the numbers you give it. A planner works with the ones you have — including the tax, protection and liquidity questions this tool does not ask.
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