Investment
Investment Return Calculator
Return after inflation and tax — the number that actually matters.
Your figures
Real return (after tax & inflation)
0.28%
- Post-tax return
- 6.30%
- Value in today's money
- ₹10,28,665
- Lost to tax & inflation
- ₹13,38,699
How this is calculated
Post-tax return = r × (1 − tax rate). Real return = (1 + post-tax) ÷ (1 + inflation) − 1.
A 9% deposit taxed at 30% with 6% inflation loses purchasing power. This separates the headline return from what is left once tax and inflation are accounted for.
Assumptions used
- General inflation6%
Any figure you enter overrides the assumption above for your calculation.
Educational calculation, not personal advice
This calculator is provided for education and illustration. It applies the assumptions shown to the figures you entered; it does not take account of your circumstances, goals, tax position or risk tolerance, and it is not a personal recommendation. Projections are not forecasts, and no return is guaranteed. Investment values can fall as well as rise. Speak to a qualified adviser before acting on anything here.
Want this checked against your actual position?
A calculator works with the numbers you give it. A planner works with the ones you have — including the tax, protection and liquidity questions this tool does not ask.
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