Insights
Writing on planning, markets and long-term wealth. Educational, specific, and honest about what is not known — which in finance is a great deal.
Two retirees earn exactly the same average return over twenty years. One runs out of money. The difference is the order in which the returns arrived.
Arjun Kapoor · 13 September 2026
Raising a monthly investment in line with your income is the least glamorous lever in personal finance and, for most salaried investors, comfortably the most powerful.
Arjun Kapoor · 5 September 2026
A 60/40 portfolio left alone for five good equity years is not a 60/40 portfolio. Rebalancing is the discipline most people skip.
Arjun Kapoor · 26 July 2026
