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Insights

Financial thinking, written plainly

Writing on planning, markets and long-term wealth. Educational, specific, and honest about what is not known — which in finance is a great deal.

Personal finance1 min read

Reading a fixed deposit rate honestly

A 7.15% deposit taxed at 30% with 6% inflation is not a 7.15% outcome. The number that matters is the one after both.

Arjun Kapoor · 14 August 2026

Estate planning1 min read

Estate planning without the euphemisms

A will is a two-hour task that most people postpone for a decade. What it actually involves, and what happens in its absence.

Nandini Rao · 7 July 2026