Personal finance1 min read
The emergency fund is boring, and it is the foundation
Without cash cover, the first unexpected expense becomes debt — or forces the sale of a long-term investment at the worst possible moment.
Nandini Rao · 29 August 2026
Insights
Financial thinking, written plainly
Writing on planning, markets and long-term wealth. Educational, specific, and honest about what is not known — which in finance is a great deal.
Personal finance1 min read
Reading a fixed deposit rate honestly
A 7.15% deposit taxed at 30% with 6% inflation is not a 7.15% outcome. The number that matters is the one after both.
Arjun Kapoor · 14 August 2026