Personal finance1 min read
The emergency fund is boring, and it is the foundation
Without cash cover, the first unexpected expense becomes debt — or forces the sale of a long-term investment at the worst possible moment.
Nandini Rao · 29 August 2026
Insights
Financial thinking, written plainly
Writing on planning, markets and long-term wealth. Educational, specific, and honest about what is not known — which in finance is a great deal.
Personal finance1 min read
Term insurance is the cover; everything else is investment
A policy that combines insurance with investment reliably delivers less of both. How to size cover, and why the two jobs belong apart.
Arjun Kapoor · 22 August 2026