Personal finance1 min read
Reading a fixed deposit rate honestly
A 7.15% deposit taxed at 30% with 6% inflation is not a 7.15% outcome. The number that matters is the one after both.
Arjun Kapoor · 14 August 2026
Insights
Writing on planning, markets and long-term wealth. Educational, specific, and honest about what is not known — which in finance is a great deal.
A 7.15% deposit taxed at 30% with 6% inflation is not a 7.15% outcome. The number that matters is the one after both.
Arjun Kapoor · 14 August 2026
A 60/40 portfolio left alone for five good equity years is not a 60/40 portfolio. Rebalancing is the discipline most people skip.
Arjun Kapoor · 26 July 2026